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Home > Blog > Alex Lopez Insurance Agency Blog: insurance
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Alex Lopez Insurance Agency Blog: insurance

View the latest blog posts from Alex Lopez Insurance Agency.

Tuesday, January 12, 2021

How much income do you need to afford a house ? Here's a breakdown.

When you’re itching to buy your first home, ready to scale up or find that it makes sense to buy rather than rent, you’ve got to come up with a budget. Home searching without an idea of what you can afford is a recipe for disappointment. READ MORE >>

Wednesday, January 6, 2021

What doesn't renters insurance cover ? Here's a breakdown.

Renters insurance coverage covers costs associated with property damage, stolen property, personal liability and medical payments if a guest is hurt inside your rental property. It even provides reimbursement if you’re displaced because of damage to your rental. READ MORE >>

Friday, October 23, 2020

What Is a Homeowners Insurance Deductible

What is a deductible? An important part of your homeowners insurance policy is your deductible. This applies not just to homeowners insurance but also renters insurance, car insurance and life insurance. READ MORE >>

Monday, October 5, 2020

What does renters insurance cover ?

Although more households are choosing to rent their homes rather than own them, not many renters are choosing to insure their belongings. According to the Insurance Information Institute, 91% of homeowners have homeowners insurance, but only 46% of renters have renters insurance.  READ MORE >>

Thursday, August 27, 2020

Liability vs Full Coverage Car Insurance? Which is best for you?

What is covered with liability insurance? Liability coverage does not cover any damage to your own vehicle in the case of an accident. What it does cover is any damage done to other vehicles that you’re legally obligated to cover. READ MORE >>

Tuesday, June 30, 2020

Vehicle storage insurance, What is it ?

What is vehicle storage insurance? Actually, there isn’t a type of insurance called “vehicle storage insurance”. When people talk about insurance for stored cars, or “parked car insurance”, what they usually mean is that they will cancel liability and collision, and... READ MORE >>

Tuesday, June 23, 2020

What is umbrella Insurance and do you need it ?

The basics of umbrella insurance Umbrella insurance is extra liability coverage that goes above and beyond the normal limits of auto, homeowners or watercraft insurance and which kicks in after you reach the liability coverage limit on your other insurance policy or policies. READ MORE >>

Friday, June 19, 2020

Term Life Insurance

Get affordable coverage for a specific period of time. Term life insurance is a budget-friendly option for covering costs that diminish over time, like consumer debt, mortgage balances, and education expenses. And because you can convert a term policy to a permanent policy later, it’s a great way to get started. READ MORE >>

Friday, June 12, 2020

Life insurance mistakes to avoid.

The vast life insurance industry features providers that offer a range of policies with distinct advantages and risks. Understanding the difference between these policies is the best way to make an informed decision.   READ MORE >>

Thursday, June 11, 2020

Does your car insurance cover a hit and run?

In the event of a hit-and-run accident, you might be wondering if your car insurance will cover the damages. Typically, your insurance policy will cover a hit-and-run accident, assuming you carry both collision and uninsured/underinsured motorist coverage. However, it’s still important to check. READ MORE >>

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South Gate, CA 90280
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